Politicians love to talk about “productivity” and “building more supply.” They want you to believe that if you just work a little harder and they build a few more estates, the housing crisis will vanish.
They are lying.
The reason you can’t afford a home isn’t because there aren’t enough bricks. It’s because the global elite have turned the roof over your head into a high-yield financial instrument. We aren’t living in a housing market anymore; we are living in a speculative casino where the house always wins—and you are the chips.
1. The Wealth Gap: It’s Not a Gap, It’s a Chasm
In the UK, the top 1% of the population now holds more wealth than 70% of the entire country combined. While you struggle to save a deposit, the ultra-wealthy are sitting on trillions in “dry powder,” looking for places to park their cash.
They don’t put it in the bank. They put it into assets: properties, land, and essential infrastructure. This isn’t just “investment”—it’s hoarding. By buying up the supply, they drive prices into the stratosphere, ensuring that “regular” wages can never catch up.
2. The Wage Stagnation Lie
Think your salary is the problem? Look at the numbers. In the UK, real wages in 2025 are barely 2% higher than they were in 2008. Compare that to the 1970s-2000s, when wages grew by roughly 33% every decade. While your paycheque flatlines, house prices have decoupled from reality. In the US and Europe, institutional investors and private equity firms are snapping up residential blocks at record speeds. In the Eurozone alone, real estate funds have exploded to over €1 trillion—an amount equivalent to the entire GDP of Spain. You aren’t bidding against another family; you are bidding against a multi-billion dollar algorithm.
3. “Build, Build, Build” = Slums of the Future
When the government screams about building more, they aren’t talking about quality homes for you. They are creating “investment products” for the rich.
- The “Affordable” Scam: Developers cut costs to the bone to meet “affordable” quotas while maintaining profit margins for wealthy shareholders.
- The Safety Crisis: We saw the ultimate price of this “shoddy construction” at Grenfell Tower. Over 70 lives lost because “low cost” meant flammable cladding and ignored safety warnings.
- The Result: A two-tier society. The rich live in high-spec, secure city-center fortresses, while the “lucky” workers are shoved into “slum-type” boxes on the outskirts, paying 50% of their income for the “privilege.”
4. The Rentier Economy: You Own Nothing
We are reverting to a feudal system. You work 40 hours a week to pay rent to a landlord, who uses that rent to buy more property, further increasing the price and ensuring you can never buy. They own the water, the electricity, and the transit. You are effectively a “serf” with a smartphone.
The Brutal Truth: You will never get rich through work alone. In 2025, wealth is inherited or won by luck. The “Self-Made Man” is a ghost from a 1990s textbook.
The Only Solution: Force the Cash Out
“Building more” is a band-aid on a gunshot wound. To fix this, we must:
- Tax Asset Hoarding: Implement heavy taxes on non-domiciled buyers and “second-plus” homes to make property a liability for the rich, not an investment.
- Ban Institutional Buying: Stop private equity firms from buying single-family homes. Housing should be a human right, not a commodity for Blackstone or Vanguard.
- Nationalize the Essentials: Water, power, and transport should not be profit centers for the 1%.
The middle class is being erased in real-time. Young people have lost hope because they can see the math: the game is over before they’ve even started. It’s time to stop asking for “more houses” and start demanding our wealth back.
